IN-NETWORK
BENEFITS |
BluePrint PPO MIBPP2070 |
BlueEdge HSA MIEEA3093 |
Blue Advantage HMO MIBAV2110 |
Deductible |
Individual: $1,500Family: $4,500 |
Individual: $3,500
|
None |
Coinsurance |
You pay 20% (after deductible)
|
You pay 20% (after deductible)
|
You pay 00%Plan pays 100% |
Out of Pocket Maximum |
Individual: $3,500
|
Individual: $5,800
|
Individual: $3,000
|
Office Visit Copay |
$30 PCP$50 Specialist$0 TelehealthUrgent Care- You pay 20% coinsurance (after deductible)
|
20% coinsurance PCP20% coinsurance Specialist$0 Telehealth20% coinsurance Urgent Care |
$40 PCP$60 Specialist$0 TelehealthUrgent Care-Primary Care: $40copay Specialist: $60 copay |
Preventive Care, Screening, Immunization |
You pay $0
|
You pay $0
|
You pay $0
|
Emergency Room Copay |
You pay 20% coinsurance (after deductible)
|
20% coinsurance |
You pay $350 copay (waived if admitted) |
Prescription DrugDeductibleCost Per Tier |
Retail (Up to 30-day supply)In-networkGeneric Preferred: No chargeGeneric Non preferred: $10 copayBrand Preferred: $50 copayBrand Non preferred: $100 copayPreferred/Non preferred Specialty: $150 / $250 copay |
Retail (Up to 30-day supply)
|
Retail (Up to 30-day supply)In-networkGeneric Preferred: No chargeGeneric Non preferred: $10 copayBrand Preferred: $35 copayBrand Non preferred: $75 copayPreferred/Non preferred Specialty: $150 / $250Mail (Up to 30-day supply)
|
Hospitalization |
Inpatient In-network:
|
Inpatient In-network:
|
Inpatient In-network:
|
Tru-Grind, INC.
ENROLL IN YOUR BENEFITS
WELCOME TO YOUR BENEFITS PORTAL
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
Our Human resources team helps to simplify the enrollment process! With open enrollments you can:
-
Enroll or re-enroll
-
Make changes to your benefits
-
Add or remove dependents
-
Enroll in health care flexible spending account(s)
NOTE: This site will be available to you on demand all year. Take some time to review this information and return to this benefits showcase whenever you or your family members have questions or want to review your benefits.
Learn more about this month's Monthly Minute communication topic by clicking here.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team at:
EMAIL THE TEAM WITH BENEFITS-RELATED QUESTIONS
A team member will respond within 24 hours.
M - F | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
WELCOME
WE'RE SO GLAD YOU'RE HERE!
WHAT YOU NEED TO KNOW
Enrollment in benefits can be one of the most important decisions you will make this year.
Take time to review your benefits information.
Attend benefit enrollment meetings.
Ask questions if there’s anything you do not understand.
Most benefits are effective the first day of the month following 60 days of employment.
The enrollment deadline is the last day of the month before your effective date (unless noted).
Enrollment requests must be received by Human Resources within 30 calendar days following the date of the event.
Changes to your benefits enrollment can only be made:
- at the time of hire
- during the annual enrollment period (January 1 effective date)
- and due to a qualifying event
Qualifying Life Events (QLE) include:
- Marriage
- Divorce / Legal Separation
- Birth of a child
- Adoption of a child
- Loss of other employer-sponsored coverage
- New election of other employer-sponsored coverage
ENROLL IN YOUR BENEFITS
You have 30 DAYS from your date of hire to enroll in your new benefits.
STEP 1
Explore this portal and learn more about your benefits to ensure you and your family have the right protection for the next year.
STEP 2
Make your benefit decisions and ensure you have what you need to enroll...
Do you have your Dependents' birthdays and Social Security Numbers?
How about your Beneficiary(s)' address?
Having correct First and Last names on hand is also helpful.
STEP 3
Contact HR account to complete your enrollment.
BENEFITS QUESTIONS?
OUR BENEFITS STAFF IS HERE TO HELP
We're proud to offer a wide array of benefit options. Let us help you make educated choices about your healthcare coverage so that you and your family can make the most of your benefits.
If you have any questions, please contact your TRUEAdvocate Team at:
EMAIL THE TEAM WITH BENEFITS-RELATED QUESTIONS
A team member will respond within 24 hours.
M - F | 7:30 a.m. - 5:00 p.m., Central Time (CT)
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
MEDICAL
2023 MEDICAL BENEFITS
TRU-GRIND is committed to offering a variety of medical benefits that provide generous coverage for employees and their covered dependents. We offer medical plans, administered through BCBSIL, to fit your budget and needs.
For full plan details, please review the plan documents.
MEDICAL PLANS COMPARISON
RATE(PER PAY PERIOD) |
BluePrint PPO MIBPP2070 |
BlueEdge HSA MIEEA3093 |
Blue Advantage HMO MIBAV2110 |
Employee |
Refer to HR |
Refer to HR |
Refer to HR |
Employee + Spouse |
Refer to HR |
Refer to HR |
Refer to HR |
Employee + Child(ren) |
Refer to HR |
Refer to HR |
Refer to HR |
Employee + Family |
Refer to HR |
Refer to HR |
Refer to HR |
MDLIVE |
|
How do I set up an account and use this service? |
Call MDLIVE at 888-676-4204Visit the Website at mdlive.com/bcbsil
|
What should I use MDLIVE to treat? |
Use it to treat non-emergency medical conditions such as:
Also includes mental health services for Anxiety, Depression, Stress Management and more.
|
What about prescription drugs? |
If needed, Virtual Visit doctors can even send an e-prescription to your local pharmacy. |
When are Doctors Available? |
There are doctors on call 24/7. |
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
DENTAL
& VISION
2023 DENTAL & VISION BENEFITS
As part of the comprehensive health insurance coverage, we offer Dental and Vision plans administered through Guardian. If you have an HSA or an FSA, you can use these funds to cover eligible costs like your deductible or copay.
For full plan details, please review the plan documents.
SERVICES |
Managed Dental Care Plan |
PPO DENTISTS |
Preventive Services |
100% covered
|
Covered at 100% |
Deductibles |
$0 Single/$0 Family |
$50 Individual/$150 Family |
Basic Services |
You pay a copay for each covered procedure. See "Plan Details" for more information. |
You pay 20% (after deductible)
|
Major Services |
You pay a copay for each covered procedure. See "Plan Details" for more information. |
You pay 20% (after deductible)
|
Annual Maximum |
None |
$5,000 per person/year |
Orthodontic |
You pay a copay for each covered procedure. See "Plan Details" for more information. |
You pay 50% (after deductible)
|
For full plan details, please review the plan documents.
In-Network Services |
VISION BENEFIT |
Employee Monthly Cost |
Refer to HR |
Eye Exam |
Refer to HR |
Eyeglass Frames Allowance |
In-network:$130 allowance and 20% off the amount over your allowance |
Eyeglass Lenses* ** |
In-network:$25 copay |
Contact Lenses* ** |
Required In-network:
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
Health Savings Account
2023 HSA BENEFITS
We offer a Health Savings Accounts (HSA) administered through First American Bank. Eligibility in each plan will be based on enrollment. To learn more, watch "HSA vs. FSA."
For full plan details, please review the plan documents.
HEALTH SAVINGS ACCOUNT (HSA) |
|
To be eligible you must:*Note: If your eligible dependent is covered under Medicare, you can continue contributing to the HSA |
•Be covered under a High Deductible Health Plan (HDHP)•Not be claimed as a dependent on someone else's tax return•Not maintain a Healthcare FSA•Not be enrolled in Medicare*•Not have received VA benefits within the past three months•Not have a spouse with an FSA plan through their employer |
Contribution Limits |
2023 Limits: $3,850/individual; $7,750/family
|
Contribution Deadline |
Last day to contribute for the 2023 plan year is March 15, 2024. |
Unused funds carry over? |
Yes |
Does an HSA affect my taxes? |
Yes; you are required to file Form 8889 to disclose your contributions. Speak with your HSA trustee for details or see www.irs.gov, search Publication 969. |
ELIGIBLE EXPENSESBeyond Your Plan Coverage
|
|
More common examples |
|
Less common examples |
|
Download the full list from the Internal Revenue Service |
|
Also, try: |
HSAstore.com |
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
LIFE & SUPPLEMENTAL
2023 LIFE & SUPPLEMENTAL BENEFITS
We offer life, disability, and additional coverage plans through Guardian and Betterment to help you plan for your family's financial security.
For full plan details, please review the plan documents.
LIFE AND AD&D BENEFIT* |
|
Benefit |
Employee: $15000
|
Who pays for coverage? |
You pay for coverage if you choose to enroll. |
Is EOI Required? |
No |
**New Hire / Open Enrollment Guaranteed Issue is the amount you can elect before you are required to complete a health questionnaire, otherwise known as Evidence of Insurability (EOI). To complete your EOI form click here.
For full plan details, please review the plan documents.
BENEFITS |
Short-Term All Other Employees |
Short-Term Supervisors |
Short-Term Officers |
Weekly Benefit |
66.67% of your weekly pay, up to $200 |
66.67% of your weekly pay, up to $300 |
66.67% of your weekly pay, up to $300 |
Benefit Period |
Benefits may be paid for up to 13 weeks |
Benefits may be paid for up to 13 weeks |
Benefits may be paid for up to 13 weeks |
Elimination Period |
Benefits begin after 8-day elimination period/waiting period |
Benefits begin after 8-day elimination period/waiting period |
Benefits begin after 8-day elimination period/waiting period |
Who pays for coverage? |
You if you choose to enroll. |
You if you choose to enroll. |
You if you choose to enroll. |
For full plan details, please review the plan documents.
Can I track my account online? |
Yes, at betterment.com.
|
When Can you Participate? |
Employees, age 21 and older, may participate in 401(K) after 1 year (1,000 hours) of employment, beginning the first of the month of eligibility. |
Plan Details |
Entry Date: MonthlyEnrollment: Auto enrolled at 3%Contributions: Pre-tax and RothContribution Rate: Increase, decrease, or change contribution rate at any time. Changes are effective by following pay period.Rollovers: AllowedWithdrawals: Age 59 ½, death, disability, termination of employment, financial hardship |
TrueNorth Contacts |
Stephanie Reece, Account Manager
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
EMPLOYEE ASSISTANCE
2023 EMPLOYEE ASSISTANCE PROGRAM (EAP)
Tru-Grind is committed to their employees and their covered dependents. Our Employee Assistance Program (EAP), administered through Guardian.
For full plan details, please review the plan documents.
EMPLOYEE ASSISTANCE PROGRAM (EAP) |
|
Is contact with the EAP confidential? |
YES |
Is the EAP free? |
YES |
What types of issues can the EAP help me with? |
The EAP can help with challenges like:
|
CONTACT TODAY! |
|
CALL |
Call 800-386-7055 - 24/7 Support |
LOG INONLINE |
worklife.uprisehealth.comAccess Code: worklife
|
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
DOCUMENTS & NOTICES
Benefits Enrollment Guides
HR FORMS
Medical Plan Documents-
BluePrint PPO MIBPP2070
Medical Plan Documents-
BlueEdge HSA MIEEA3093
Medical Plan Documents-
Blue Advantage HMO MIBAV2110
HEALTH SAVINGS ACCOUNT (HSA) DOCUMENTS
Dental Plan Documents
Employee Assistance Program (EAP) Documents
Vision Plan Documents
401K Savings Plan Documents
Basic Life and AD&D Documents
Short-Term Disability (STD) Plan Documents
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
NEED HELP?
HSA Carrier
First American Bank
ACCIDENT CARRIER
[CARRIER NAME]
WEB [CARRIERWEBSITE.COM]
NETWORK [NETWORK NAME]
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
BENEFITS EDUCATION
BENEFITS BASICS
PRESCRIPTION DRUGS & WISE CONSUMER OF HEALTHCARE
MEDICAL
DENTAL & VISION
LIFE & SUPPLEMENTAL
HEALTH SAVINGS ACCOUNT (HSA)
EMPLOYEE ASSISTANCE & WELLNESS
FINANCIAL BENEFITS
DISABILITY INSURANCE
ADDITIONAL COVERAGES
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Phone: (888) 655-9980
Hours: Monday - Friday | 7:30 AM to 5:00 PM CT
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
ENROLL TODAY!
ENROLL IN YOUR BENEFITS
Enrolling in your benefits or changing your existing enrollment is as easy as online shopping.
STEP 1
Explore this portal and learn more about your benefits to make sure you and your family have the right protection for the next year.
STEP 2
Make your benefit decisions and make sure you have what you need to enroll...
- Do you have your Dependents' birthdays and Social Security Numbers?
- How about your Beneficiary(s)' address?
- Have you decided how much to contribute to your HSA or FSA?
STEP 3
Contact HR to complete your enrollment.
HAVE BENEFIT QUESTIONS?
Contact your TRUEAdvocate Team
Email: trueadvocate@truenorthcompanies.com
Phone: (888) 655 - 9980
Hours: Mon-Fri - 7:30 am to 5:00 pm ET
This portal includes a high-level summary of common benefits. For more details about your plans, please refer to your Plan Document, Summary Plan Description, or Certificate of Insurance Coverage. The information in those formal plan documents governs.
© 2025 TrueNorth Companies, L.C. All rights reserved.
